Credit Building Meets Prepaid Convenience
Empower your customers to improve their credit — no bank account required.
What Clients Get
Secure and easy-to-use card for everyday spending and bill payments.
Consistent positive payment history helps build or improve credit scores.
Monitor card usage, see credit progress, and access financial education.
How It Works
Enroll easily through the Applied LMS platform.
Complete a secure identity verification process.
Your branded Mastercard is shipped and ready for activation.
Add funds to your card via multiple convenient methods.
A small fee ($22.99–$32.99) covers credit building services.
Your positive payment activity is reported monthly.
Technology Partners
Ensuring global card access and usability.
Providing credit reporting and financial education.
Powering onboarding, tracking, and secure login.
Who Is This For?
Ideal for those unbanked or underbanked.
Perfect for individuals looking to improve their credit score.
For anyone needing a new beginning with their finances.
Client Benefits
- No credit check required to sign up
- Genuine potential for credit score improvement
- Full dashboard visibility over spending and progress
- No traditional bank account needed to participate
- Secure and convenient payment method
- Access to financial literacy resources
Pricing & Fees
Covers credit building services and reporting.
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